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Your Credit Score is Important to Lenders
- Personal information (e.g. age, residence, etc.)
- Credit providers that you have dealt with in the past (e.g. bank, payday lender, etc.)
- The approved loan amount
- The frequency of loan inquiries and applications made
- Loans or credits that are overdue or unpaid
- Personal insolvency or debt agreements related to bankruptcy
How to Access Your Credit Score
It will be a smart move If you know your credit score even before you apply for a loan.